Step By Step Guide

Secure your financial future quickly and easily.

We follow an easy step by step approach to financial planning, making the whole process straightforward and easy to understand.

Step One – Getting to know you and your finances
Unless we know where you are now and where you want to be – your goals, aims, dreams and desires, we cannot hope to offer you the best advice.

Using our unique Fact Find approach, it could take less than an hour to form a complete picture of your current circumstances, your goals and your financial objectives.

We don’t charge for doing this and you will be under absolutely no obligation to use any of our services in the future.

Step Two – Analysing your requirements
Once we have our Fact Find picture, we analyse your needs, looking at the strengths and the weaknesses of your overall financial plan. Specifically, we ensure that we cover key areas of Protection, Retirement planning, Investments, Mortgages and Estate planning. We share our findings with you. If you are happy with our plans and suggestions, you set a budget that suits you and, together, we create a plan to move forward to help achieve your future financial objectives.

Step Three – Researching your financial plan
The good news is that you don’t actually need to do anything at this point! We do all the work for you - evaluating products from major insurers, product providers, lending institutions and banks throughout the whole market using sophisticated research tools.

This means that we can find the best plans, policies and investments to suit your needs and your budget.

Step Four – Recommendations
We’ll show you what our research has uncovered and carefully go through each of our recommendations, making sure you fully understand the reasons why we have selected the products and plans designed to meet your future financial objectives.

Only when you are completely happy and satisfied, we then start to put your financial plans into action. Simple!

Step Five – Plans in to Action
On your behalf, we complete all the necessary paperwork and forward all the documentation to the providers. Additionally we will send you a Suitability Letter summarising your objectives and our recommendations. This will give you a complete overview of your future financial plan showing you exactly how we aim to help you achieve your future financial objectives.

Step Six – Review, review and review again!
Preparing and creating your financial plan is only the start. We make sure you are regularly informed about how your financial plan is performing. So every three, six monthly or twelve months, we prepare reports for you.

This means you are fully informed of the progress of your financial plan and gives you the ability to ask any questions you may have.

In addition, every year we will review your needs and requirements, making adjustments as required to suit changes in your own circumstances and lifestyle, whether that is getting married, a new job, or arrival of a baby. These regular reviews help you and us to fully understand your requirements and make sure that your financial future and plan is always on track! For your peace of mind, Mark Carr Associates work in accordance with the FSAs principles of treating customers fairly.

Arrange your free financial FactFind