Mortgages
Reviewing your mortgage needs ensures you are always using the best mortgage product available
Mortgages
Are you paying more for your mortgage each month than you need to?
A regular review of your mortgage needs can ensure that you always have the best mortgage product for your circumstances.
Isn’t it frustrating when interest rates go up and you are on a variable rate mortgage?
Or, even worse, when interest rates start going down and you’ve fixed for two years at a much higher rate?
Of course, it is impossible to guarantee what the Bank of England will do with interest rates, but having the right experience and expertise available at your fingertips can certainly help.
Your mortgage is probably the largest monthly outgoing you have and the biggest investment that most people make. Isn’t it vitally important to ensure that you always have the right mortgage for your particular circumstances?
Unfortunately, there are now so many different types of mortgages and even more mortgage providers to choose from. Unlike a few years ago, swapping from one provider to the other is now commonplace with most people making a change every 2 to 3 years.
With so many options to choose from, we strongly recommend you review your circumstances with us before choosing from one of the following mortgage options:
- Interest Only
- Repayment (Capital & Interest)
- Self Certification
- Lifetime Mortgages
- Buy to let
- Commercial Mortgages
Interest rates can be on a fixed, variable, discount, tracker or capped rate.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
WE MAY CHARGE A FEE OF UP TO 2% TO ARRANGE YOUR MORTGAGE. EXACT FEES MAY VARY DEPENDING ON YOUR CIRCUMSTANCES. FOR EXAMPLE, A £100,000 LOAN COULD BE SUBJECT TO A £2,000 FEE.
